The Lease Purchase Program available at Zales Outlet.
No Credit Needed. Plus for a limited time: $49† initial payment to take your jewelry home today!
The Lease Purchase Program is a no credit needed alternative that allows you to take your jewelry home the same day and own the merchandise once you make all of the scheduled payments or complete an early buyout option.
No Credit Needed
There's no credit needed to apply for the Lease Purchase Program.
Instant Decision
Discover how much you can get approved for and get the merchandise you need today.
90-Day Purchase Option
You can save money when you take advantage of the 90-day purchase option.
Flexible Payments
Flexible weekly, bi-weekly, or monthly payment options make it simple to use.
How to Apply
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You will need:
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To be 18 years or older
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A Social Security Number or ITIN
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A bank routing and account number for an open and active checking account
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An active credit or debit card
Step 1
Apply online for an instant decision.
Step 2
Visit your local Zales Outlet store to shop.
Step 3
Sign the lease agreement, make your initial payment of $79* $49†and take your merchandise home.
Step 4
Pay for the lease with flexible payments.
For additional questions, contact Progressive Leasing at 866-319-0290.
*The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own
agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase;
or a consumer-lease agreement) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit
or financing. While no credit history is required, Progressive obtains information from consumer
reporting agencies in connection with lease application. The initial payment is $79. All remaining lease
payments will be determined by the cash price of the leased item and the frequency of payments.
You will not own the leased merchandise or acquire ownership rights unless you make 12 months of
payments or exercise an early purchase option. 90-day purchase option includes a markup over
invoice price (except for 3-month purchase option in CA). After 90 days, early buyout options vary by
state. Not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Not all applicants
are approved or qualify for these terms. See lease for details.
†The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. The initial payment is $49. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Acquiring ownership by leasing costs more than retailer’s cash price. Reduction of initial payment during promotional period will not result in a lower total of payments for full term lease or the 90-day/3-month option. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details. Additional terms & conditions apply. Leasing available on select items. Progressive Leasing not available in MN, NJ, VT, WI or WY. Offer available 11/18/2019 – 12/31/2019.