The Lease Purchase Program
is a no credit needed alternative that allows you to own the merchandise once you make all of the scheduled payments or complete an early buyout option.How it Works
- Apply online for an instant decision
- Receive your maximum approval amount
- Visit any of our Zales Outlet stores to shop for the merchandise
- E-sign the lease agreement and receive the merchandise
- Pay off your lease with flexible payments, the 90-day payment option or other early buyout plans
You Need the Following to Apply
- Must be 18 years or older
- Social Security Number or ITIN
- Routing and account number for an open and active checking account
- Credit or debit card