Credit Card Offer | Zales Outlet

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Choose a Special Financing1 option that fits your style when you use your Diamond Credit Card.

PAYBACK PERIOD MINIMUM PURCHASE INTEREST RATE
6-MONTH FINANCING2,* $300 Zero Interest if paid in full within 6 months.
12-MONTH FINANCING2,* $750 Zero Interest if paid in full within 12 months.
18-MONTH FINANCING2,* $3000 Zero Interest if paid in full within 18 months.
24-MONTH FINANCING2,* $5000 Zero Interest if paid in full within 24 months.
Limited Time | In Select Stores Only
60-MONTH FINANCING◊
Valid 7/5/22-7/24/22 		$7000 Zero Interest if paid in full within 60 months.

For the 6, 12, 18, 24 and 60 month credit plans, interest will be charged to your Account from the purchase date if the purchase balance is not paid in full within the promotional period.

The Diamond Card Perks

Enjoy dazzling and exclusive benefits when you use your Diamond Credit Card!
  • Get Approved in an Instant. Applying only takes a few moments. Get approved and start shining instantly.
    Get Approved in an Instant.
    Applying only takes a few moments. Get approved and start shining instantly.
  • $50 Off for Your Birthday. Get $50 off a purchase during your birthday month with The Diamond Credit Card.
    $50 Off4 for Your Birthday
    Get $50 off4 a purchase during your birthday month with The Diamond Credit Card.
  • 10% Off Repairs and Services. Dazzle today and forever with 10% off jewelry repair and services.
    10% Off5 Repairs and Services
    Dazzle today and forever with 10% off5 jewelry repair and services.
  • Exclusive Offers in Your Inbox. Receive exclusive coupons, as well as inspection and cleaning reminder emails.
    Exclusive Offers in Your Inbox.
    Receive exclusive coupons, as well as inspection and cleaning reminder emails6
  • Free Standard Shipping. Get diamonds delivered with free standard shipping on all purchases.
    Free Standard Shipping7
    Get diamonds delivered with free standard shipping7 on all purchases.

You Deserve More Options

When you find that jewelry design that speaks to you, you have to get it! We offer a variety of payment options that make getting it easy.



LEASE PURCHASE PROGRAM
AFFIRM
MORE WAYS TO PAY
  • 1, § Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement.

  • 2 Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.*

  • 3Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan.*

  • All Promotional Plans*:

    Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of July 2022, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

  • ♢Deferred Interest, Equal Payment plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Offer only available at select Zales and Zales Outlet stores. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Not valid on previous purchases. Not combinable with coupons or store-wide promotions. As of July 2022, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. Ask a Jewelry Expert for details. Valid 07/05/22 - 07/24/22.

  • 4Must have made a purchase in the previous 12 months starting 1 month(s) prior to the cardholder’s birthday. Accounts that opened in the birthday month or in the 2 months prior to your birthday will receive the offer during your birthday month the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received during the cardholder’s birthday month. Must have valid email address and U.S. mailing address.

  • 5Account must not be in default. Redemption Details: Cannot be combined with repair offers.

  • 6Redemption Details: Must have valid email address to receive.

  • 7Limited to Standard Shipping (3-5 Business Days) in U.S. and U.S. territories.

  • PAY AS LOW AS FOR PURCHASES OVER $300
  • ^6 Months - Suggested Payment Details: The suggested monthly payment requires placing your purchase on a promotional credit plan, and it may be higher than the required minimum monthly payment on your billing statement. The following assumptions were made regarding the suggested monthly payment: it equals the purchase amount (excluding taxes and shipping costs) divided by the number of months in the promotional period, rounded up to the nearest dollar; you make 6 equal payments during the promotional period; you make all payments on time; and you currently do not and will not have any other balance on your Account during the promotional period.
  • Promotional Credit Plan Details: Deferred Interest, Payment Required plan: No Interest if paid in full within 6 months n purchases of $300 made with your The Diamond Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.*  *
  • ^^12 Months - Suggested Payment Details: The suggested monthly payment requires placing your purchase on a promotional credit plan, and it may be higher than the required minimum monthly payment on your billing statement. The following assumptions were made regarding the suggested monthly payment: it equals the purchase amount (excluding taxes and shipping costs) divided by the number of months in the promotional period, rounded up to the nearest dollar; you make 12 equal payments during the promotional period; you make all payments on time; and you currently do not and will not have any other balance on your Account during the promotional period.
  • Promotional Credit Plan Details: Deferred Interest, Payment Required plan: No Interest if paid in full within 12 months on purchases of $750 made with your The Diamond Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.  *
  • ^^^18 Months - Suggested Payment Details: The suggested monthly payment requires placing your purchase on a promotional credit plan, and it may be higher than the required minimum monthly payment on your billing statement. The following assumptions were made regarding the suggested monthly payment: it equals the purchase amount (excluding taxes and shipping costs) divided by the number of months in the promotional period, rounded up to the nearest dollar; you make 18 equal payments during the promotional period; you make all payments on time; and you currently do not and will not have any other balance on your Account during the promotional period.
  • Promotional Credit Plan Details: Deferred Interest, Payment Required plan: No Interest if paid in full within 18 months. on purchases of $3000 made with your The Diamond Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.  *
  • *All Promotional Plans:
  • Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of 01/22, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.
  • Credit card offers are subject to credit approval.
    The Diamond Credit Card Accounts are issued by Comenity Capital Bank.