
No Credit Needed
Progressive Leasing obtains information from credit bureaus. A credit score shouldn't define you. Apply Now for a No Credit Needed* lease purchase plan. Not all applications are approved.
Instant Decision
Discover how much you can get approved for and get the merchandise you want to day.
Flexible Payments
Flexible weekly, bi-weekly, or monthly payment options make it simple to use.
90-Day & Early Purchase Options**
Save money when you pay off your lease early using our 90-day and early purchase options.How does it work?
3 easy steps and you could walk out of our store with the sparkling jewelry of your dreams — or finalize your online transaction and know it is on its way!
Step 1
Apply in-store or
online for an
instant decision.
Step 2
Visit ZalesOutlet.com
or your local store
to shop.
Step 3
Sign your lease
agreement, make your
$79 initial payment†, and take
your jewelry home or
have it shipped to you.
Step 4
Start paying your lease
off. Once you have made
your last payment, you
will own your favorite
piece of jewelry!
Why A Lease?
Things to consider when looking into a lease.
- No Credit Needed* & no hidden fees
- $79 Initial payment†
- Flexible weekly, bi-weekly and monthly payment schedules
- Own your items in 12-months or less
- Save on your 90-day and early purchases
- Available online and in-store purchase
- FAQs Click Here
Ready to apply?
You will need:
- To be 18 years or older
- A social Security Number or ITIN
- A bank routing and account number for an open and active checking account
- An active credit or debit card number
The advertised service is a lease-to-own, or a rental, or a lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
**90-Day Purchase Option: Standard agreement offers 12 months to ownership. Early Purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970. †Regular $79 initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.